Americans are going broke in record numbers. In 2005 Congress overhauled the bankruptcy system to stem the tide of filings. What's behind the boom in going bust?

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Memphis is a city bedeviled with high rates of bankruptcy. Spend a day in bankruptcy hearings and hear stories from the economic edge.

Meet two people who filed for bankruptcy with very different attitudes toward the experience.

A fed-up bankruptcy judge wants people to learn to handle their money better so they don't wind up in his court.

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