From: Frank V., Mahtomedi, MN
Most people get some sort of assistance from the government, Social Security, private agencies, or churches and other religious organizations. People receiving assistance should be opted in to a credit union account like the new 401(k) opt in accounts. This way they can learn to manage their money, have access to the resources of the credit union, and have a non-profit advocate to help them with their day-to-day financial issues instead of being forced to use a check cashing operation that charges very high interest and fees just to cash a check. It keeps money in the community, and actually helps people learn about finances from an organization that is run by its members and chartered by our government.