American RadioWorks |
President Barack Obama delivers remarks at Henninger High School in Syracuse, New York, during the college affordability bus tour, Aug. 22, 2013. (Official White House Photo by Chuck Kennedy)President Barack Obama delivers remarks at Henninger High School in Syracuse, New York, during the college affordability bus tour, Aug. 22, 2013. (Official White House Photo by Chuck Kennedy)

Goodbye, College Ratings (For Now)

The Obama administration recently declared that it would no longer pursue a college ratings system based on accessibility, affordability and student success. And college presidents everywhere breathed a sigh of relief.

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in collaboration with Spotlight on Poverty and Opportunity

Provide mobile-accessible bank accounts and graduated social services; reduce program bureaucracy

File under: banking, taxes, security, identity, simplify, welfare, technology

0 (0 votes)

From: Greg H., Roseville, MN

1) Revise tax law to eliminate any taxes on savings for individuals earning at or below three times the federal poverty level. This will help get people up and moving.

2) Provide a state bank account to everyone who cannot get a private sector bank account. This would be used for saving money and being able to deposit paychecks. Lack of a bank account due to changing addresses and employment status puts some people at the mercy of payday lenders and the vicious cycle of never ending loan payments.

3) Provide a cell phone-based mechanism for people in poverty to transfer credit and money from their bank. (It's working in Africa!)

4) Revise social services from the "either you get it or you don't" model to the graduated, tapering-off model. Many folks suffer from having to remain in poverty to keep one or two critical social services benefits that low paying jobs don't provide and that they require to keep a job (for example health care for a chronic illness). Often, when they get a job, their new income eliminates their qualification for all social services even though that income isn't enough to cover food, daycare, transportation, and other expenses. Give them partial coverage for daycare, health care, or other needs. Help them succeed.

5) Embed more identity security technology in the social services distribution system to prevent fraudulent double-dipping. That would free up resources for real need.

6) Reduce overhead and redundant bureaucracy by decreasing the number of programs and organizations, and managing programs centrally. This would push more program dollars to the people who need them.


Comments:

American RadioWorks |
President Barack Obama delivers remarks at Henninger High School in Syracuse, New York, during the college affordability bus tour, Aug. 22, 2013. (Official White House Photo by Chuck Kennedy)President Barack Obama delivers remarks at Henninger High School in Syracuse, New York, during the college affordability bus tour, Aug. 22, 2013. (Official White House Photo by Chuck Kennedy)

Goodbye, College Ratings (For Now)

The Obama administration recently declared that it would no longer pursue a college ratings system based on accessibility, affordability and student success. And college presidents everywhere breathed a sigh of relief.

Recent Posts

  • 07.23.15

    Sweet Briar Returns

    Sweet Briar College was about to close after struggling with dwindling enrollment and other problems. An alumni group raised more than 20 million dollars in pledges to keep the doors open, but the school's survival is still deeply in doubt.
  • 07.15.15

    The Future of Historically Black Colleges

    Historically Black Colleges and Universities proliferated throughout the late 19th and early 20th centuries, when many white schools refused to admit African Americans, especially in the South. Our guest this week feels HBCUs still serve a crucial role in higher education.
  • 07.07.15

    Talking About Race in Schools

    Over the past year, race relations have dominated the news cycle. This can bring up difficult questions, especially for parents and teachers. Our guest Yolanda Moses says Americans need to find more ways to talk about race in schools.
  • 07.02.15

    Minorities and Special Ed

    For years policy makers believed that minorities were overrepresented in special education and that there was inherent bias in the way kids were being identified as disabled. A new study turns this idea on its head.