APM Reports - Investigations and Documentaries from American Public Media

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Investigations and documentaries striving to raise awareness, trigger debate and prompt positive change.

More About APM Reports
Be informed: Get notified when APM Reports publishes new stories.

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43c278 20161011 wetterlings

Update: A Sentencing, A Demand, No Closure

The sentencing of Danny Heinrich on Nov. 21, 2016, brought to a close the 27-year investigation into the abduction and murder of Jacob Wetterling. But it didn't end the story.

B487ba 20161109 dimock pad

EPA's late changes to fracking study downplayed risk of polluted drinking water

Early versions highlighted contaminated drinking water and vulnerabilities from fracking. The final version turned out differently: Fracking had not "led to widespread, systemic impacts." Oil and gas cheered the findings.

F8524c 20161107 historically black episode 8

Black Love Stories

This episode spotlights stories of enduring love among African American couples.

Caab92 20161031 historically black episode 7

The Path to Founding an HBCU

Born into slavery, William Hooper Councill founded one of the nation's first HBCUs, Alabama A&M University.

D1a7c0 20160912 duane hart

Duane Hart

He was convicted of sexually assaulting four boys around the time Jacob was abducted.

494446 20160903 wetterling home st joseph minn

Episode 9: The Truth

When Danny Heinrich confessed in court on Sept. 6 to abducting and murdering Jacob Wetterling and assaulting Jared Scheierl 27 years ago, investigators declared that at last, the public had the truth. But despite Heinrich's excruciatingly detailed accounts, the truth remains elusive. Many questions remain unanswered.

160c6e 20161024 historically black episode 6

The Question of Black Identity

Racial identity in the U.S. is complicated because race is an invented category rooted in slavery. This episode explores the question of black identity in America through the voices of four people who, at one time or another, have had to answer the question: "What are you?"

A3e749 20160930 in the dark episode 8

Episode 8: What's Going on Down There?

In November 2012, a police officer named Tom Decker was shot and killed in Cold Spring, Minn., after getting out of his car to check on a man who lived above a bar. The man was quickly arrested and held in the Stearns County jail. He was interrogated but then released without charges. The state crime bureau later ruled him out as a suspect. Investigators turned their focus to another man, Eric Thomes, who hanged himself before he could be charged with the crime. Nearly four years after the murder, Sheriff John Sanner has refused to close the case "because we're still hopeful that new information will come in," he said.

0e8b30 20160930 brian guimond

Brian Guimond

He is convinced the Stearns County Sheriff's Office hasn't looked hard enough for his son, who disappeared 14 years ago.

4e287e 20160930 ryan larson full

Ryan Larson

He was detained in connection with the 2012 shooting of a Cold Spring police officer, but later declared not a suspect.

0b8542 20161017 historically black 5

Harlem Through James Van Der Zee's Lens

James Van Der Zee was a celebrated African American photographer who documented black New York for much of the 20th century.

40ef78 20160930 rita reker

Rita Reker

The woman Patty Wetterling didn't want to see.


in collaboration with Spotlight on Poverty and Opportunity

Provide mobile-accessible bank accounts and graduated social services; reduce program bureaucracy

File under: banking, taxes, security, identity, simplify, welfare, technology

0 (0 votes)

From: Greg H., Roseville, MN

1) Revise tax law to eliminate any taxes on savings for individuals earning at or below three times the federal poverty level. This will help get people up and moving.

2) Provide a state bank account to everyone who cannot get a private sector bank account. This would be used for saving money and being able to deposit paychecks. Lack of a bank account due to changing addresses and employment status puts some people at the mercy of payday lenders and the vicious cycle of never ending loan payments.

3) Provide a cell phone-based mechanism for people in poverty to transfer credit and money from their bank. (It's working in Africa!)

4) Revise social services from the "either you get it or you don't" model to the graduated, tapering-off model. Many folks suffer from having to remain in poverty to keep one or two critical social services benefits that low paying jobs don't provide and that they require to keep a job (for example health care for a chronic illness). Often, when they get a job, their new income eliminates their qualification for all social services even though that income isn't enough to cover food, daycare, transportation, and other expenses. Give them partial coverage for daycare, health care, or other needs. Help them succeed.

5) Embed more identity security technology in the social services distribution system to prevent fraudulent double-dipping. That would free up resources for real need.

6) Reduce overhead and redundant bureaucracy by decreasing the number of programs and organizations, and managing programs centrally. This would push more program dollars to the people who need them.


Comments:

APM Reports - Investigations and Documentaries from American Public Media

What We Do

Investigations and documentaries striving to raise awareness, trigger debate and prompt positive change.

More About APM Reports
Be informed: Get notified when APM Reports publishes new stories.

Recent Stories


43c278 20161011 wetterlings

Update: A Sentencing, A Demand, No Closure

The sentencing of Danny Heinrich on Nov. 21, 2016, brought to a close the 27-year investigation into the abduction and murder of Jacob Wetterling. But it didn't end the story.

B487ba 20161109 dimock pad

EPA's late changes to fracking study downplayed risk of polluted drinking water

Early versions highlighted contaminated drinking water and vulnerabilities from fracking. The final version turned out differently: Fracking had not "led to widespread, systemic impacts." Oil and gas cheered the findings.

F8524c 20161107 historically black episode 8

Black Love Stories

This episode spotlights stories of enduring love among African American couples.

Caab92 20161031 historically black episode 7

The Path to Founding an HBCU

Born into slavery, William Hooper Councill founded one of the nation's first HBCUs, Alabama A&M University.

D1a7c0 20160912 duane hart

Duane Hart

He was convicted of sexually assaulting four boys around the time Jacob was abducted.

494446 20160903 wetterling home st joseph minn

Episode 9: The Truth

When Danny Heinrich confessed in court on Sept. 6 to abducting and murdering Jacob Wetterling and assaulting Jared Scheierl 27 years ago, investigators declared that at last, the public had the truth. But despite Heinrich's excruciatingly detailed accounts, the truth remains elusive. Many questions remain unanswered.

160c6e 20161024 historically black episode 6

The Question of Black Identity

Racial identity in the U.S. is complicated because race is an invented category rooted in slavery. This episode explores the question of black identity in America through the voices of four people who, at one time or another, have had to answer the question: "What are you?"

A3e749 20160930 in the dark episode 8

Episode 8: What's Going on Down There?

In November 2012, a police officer named Tom Decker was shot and killed in Cold Spring, Minn., after getting out of his car to check on a man who lived above a bar. The man was quickly arrested and held in the Stearns County jail. He was interrogated but then released without charges. The state crime bureau later ruled him out as a suspect. Investigators turned their focus to another man, Eric Thomes, who hanged himself before he could be charged with the crime. Nearly four years after the murder, Sheriff John Sanner has refused to close the case "because we're still hopeful that new information will come in," he said.

0e8b30 20160930 brian guimond

Brian Guimond

He is convinced the Stearns County Sheriff's Office hasn't looked hard enough for his son, who disappeared 14 years ago.

4e287e 20160930 ryan larson full

Ryan Larson

He was detained in connection with the 2012 shooting of a Cold Spring police officer, but later declared not a suspect.

0b8542 20161017 historically black 5

Harlem Through James Van Der Zee's Lens

James Van Der Zee was a celebrated African American photographer who documented black New York for much of the 20th century.

40ef78 20160930 rita reker

Rita Reker

The woman Patty Wetterling didn't want to see.