From: Mike D., White Bear Lake, MN
The secret to success and the secret to becoming financially stable are no secret. Our parents modeled the behavior for us. It is simply to get an education, become a lifelong learner, work hard, be grateful, volunteer, serve others, minimize debt, pay in cash, and save for future rainy days and retirement.
This will work for 95 plus percent of our population. Charity and faith-based organizations can take care of the remaining five percent.