American RadioWorks |
(Photos: Franklin D. Roosevelt Presidential Library)

The First Family of Radio

When Franklin D. Roosevelt was elected president in 1932, he and first lady Eleanor Roosevelt both used the new medium of radio to reach into American homes like never before. They rallied the nation to combat the Great Depression and fight fascism. The Roosevelts forged an uncommonly personal relationship with the people. This documentary explores how FDR and ER's use of radio revolutionized the way Americans relate to the White House and its occupants.

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    In January 2014 nearly a hundred college presidents gathered at the White House for a summit on the rising cost of college. But data show that those same institutions have been raising their prices fastest for the poorest students than for wealthier ones. This week on the podcast, we talk to a reporter who has been following the rising college cost burden on poor families.
  • 12.08.14

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  • 12.01.14

    Bridging the “Middle Skills” Gap

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  • 12.01.14

    Commentary: Turning the tables on the vocational ed debate

    I’m not arguing that all education should be about acquiring job skills ... I’m saying that good vocational high schools have figured out how to bring college prep into their curriculum. And it’s time that traditional academic high schools brought more vocational education into theirs.


in collaboration with Spotlight on Poverty and Opportunity

Get banks to fund a microcredit program for poor in the United States

File under: income, microfinance, geneva global, opportunity international, HOPE International, mediamavens.com, enrichment.com

4 (1 votes)

From: Mike S., Ft. Lauderdale, FL

Microcredit (or microfinance) is working in developing countries. Poor, working people (primarily women) are given a small loan, funded by donors through an NGO (non-governmental organization), to operate a small business. This lifts them and their family out of intractable, chronic poverty.

Microcredit hasn't had a real launch in the United States, because the small loans would obviously have to be larger here than what they would be in the developing world.

Let a bank -- e.g., Bank of America -- sponsor a fund that would be targeted to poor, working people in each of the market areas of each branch bank. Monies to loan out would come in through bank customer donations (the bank could appeal to customers to give "x" dollars each month from their checking accounts), and through a percentage of the bank's own monies. The bank would work with one or more acknowledged microfinance agencies for distribution.

The public relations for the bank would be terrific; this could be a customer magnet for new accounts, far offsetting whatever the bank would be doling out.


Comments:

Tina W.
From Minneapolis, MN

Like with many things in the US I would be afraid it would be exploited. However it could work if the people "donating" the money got their money back when the borrower begins paying back the loan. This is how Prosper Marketplace, Inc works. But, I like this idea. Give everyone who wants it a reason to be proud of themselves, and feel good about giving back to their local economy. The biggest problem as I see it, is that you have to use people in order to get ahead these days. This is why I will never have enough to make ends meet. But a bunch of small local businesses who can even barter would be good. A little money is exchanged, a promise to help when needed, and the heart of our communities could be returned too.


American RadioWorks |
(Photos: Franklin D. Roosevelt Presidential Library)

The First Family of Radio

When Franklin D. Roosevelt was elected president in 1932, he and first lady Eleanor Roosevelt both used the new medium of radio to reach into American homes like never before. They rallied the nation to combat the Great Depression and fight fascism. The Roosevelts forged an uncommonly personal relationship with the people. This documentary explores how FDR and ER's use of radio revolutionized the way Americans relate to the White House and its occupants.

Recent Posts

  • 12.16.14

    Rising prices on the poorest

    In January 2014 nearly a hundred college presidents gathered at the White House for a summit on the rising cost of college. But data show that those same institutions have been raising their prices fastest for the poorest students than for wealthier ones. This week on the podcast, we talk to a reporter who has been following the rising college cost burden on poor families.
  • 12.08.14

    How Much Will College Cost My Family?

    In 2011 the federal government required colleges and universities to publish “net price calculators” on their web sites. These tools are supposed to help families figure out which colleges they can afford. The calculators take into account family income, number of kids in college, state of residency, and other factors. But they’re often hard to use and time-consuming. Our guest this week has made this process simpler and more accessible.
  • 12.01.14

    Bridging the “Middle Skills” Gap

    There’s a paradox in today’s job market: even though there are millions of people looking for work, employers say they can’t find enough qualified workers. That’s due to an abundance of what economists call “middle skills” jobs – jobs that require specialized training beyond high school, but not a four-year college degree.
  • 12.01.14

    Commentary: Turning the tables on the vocational ed debate

    I’m not arguing that all education should be about acquiring job skills ... I’m saying that good vocational high schools have figured out how to bring college prep into their curriculum. And it’s time that traditional academic high schools brought more vocational education into theirs.